Investment
As ZBF SACCO we invest for a return in equities on the ZSE and VFSE. We also invest in agriculture and partner our members in start-ups in as many sectors.
Savings Account
We provide an opportunity for our members to save their money with us for a return. Our interest rates are competitive and offer our members the best returns.
Loans
Our loan product offerings include; Personal/Consumes Loans Working Capital Loans Educational Loans Order Finance Debt Factoring
How to Become a Member of ZBF SACCO
Register Your Interest
Fill out the online membership application form on our website or visit our offices. Provide your personal details, identification documents, and contact information.
Verification & Approval
Our team will review your application, verify your information, and ensure compliance with SACCO regulations. Once approved, you will receive confirmation of your membership.
Start Saving & Access Services
Open your savings account, make your initial deposit, and gain full access to our range of services, including loans, investments, and other member benefits.
Why Choose ZBF SACCO?
At ZBF SACCO, we believe in empowering our members through trust, transparency, and shared growth. Here’s what sets us apart:
Secure Savings Platform
Your money is safe with us. We follow strict financial regulations and employ secure systems to protect every member’s savings and investments.
Trust and Integrity
We operate with honesty, professionalism, and full accountability — values that form the foundation of our cooperative
Competitive Interest Rates
Enjoy fair and attractive interest rates on both savings and loans, ensuring you get the best returns for your commitment and trust.
Member-Centered Approach
We exist for our members — every decision we make is focused on improving your financial well-being and helping you achieve your goals.